Be Insured. Be Assured.
If It Covers a Person, We Carry It
Our insurance offerings include all insurance options that cover a person — in other words, we do not carry property or casualty insurance— and we look forward to covering you!
Personal Insurances We Offer Include:
Health
List your must-have doctors, prescriptions, and medical needs first. Stockstill & Associates reviews each plan’s premium, deductible, out-of-pocket maximum, and network, and offers in-person, Zoom, or phone consultations to help you compare options.
Short Term Medical
Short-term medical is useful between jobs, when aging off a parent’s plan, outside of ACA open enrollment, or while waiting for other coverage to begin. It’s best to apply as soon as you identify a gap — in Texas, policies can start as early as the next day and run one to four months.
Dental
Routine cleanings, exams, and X-rays are often excluded or only partially covered under major medical plans, leaving dental care as an out-of-pocket expense for many families. Dental insurance keeps preventive visits affordable, which helps catch issues like cavities and gum disease early, before they turn into costlier procedures like root canals or crowns.
Vision
Vision plans typically cover annual eye exams, glasses, and contact lenses, making them a good fit for anyone who wears corrective lenses or has a family history of eye conditions like glaucoma. Routine eye exams can also catch early signs of broader health issues, such as diabetes or high blood pressure, making this coverage valuable even for those with healthy vision.
Life
Life insurance replaces lost income, pays off debts, and helps fund future goals like college tuition or retirement savings for your family. Locking in a policy while you’re healthy secures lower premiums and provides long-term financial stability for the people who depend on you.
Disability
Individuals and families relying on a single or dual paycheck — especially self-employed professionals and young parents — should look into this coverage. A long-term illness or accident can interrupt income for months or years, and disability benefits help keep up with mortgage, utility, and tuition payments during recovery.
Foreign Travel
Most domestic health plans offer little to no coverage once you leave the country, so foreign travel insurance is worth arranging as soon as international travel plans are booked. Beyond emergency medical care, these policies can also cover trip interruption, lost luggage, and emergency medical evacuation, which is especially important for longer trips or travel to remote destinations.
Personal Insurance FAQs
Who should consider disability insurance to protect their income?
Individuals and families who rely on a single or dual paycheck—especially self-employed professionals, tradespeople and young parents—should explore disability insurance. A long-term illness or accident can interrupt earnings for months or even years. The monthly benefit from disability coverage helps you keep up with your mortgage, utilities and tuition payments until you can return to work.
What personal insurance plans are available through Stockstill & Associates?
Our agency can design personal insurance coverage for every stage of life, including health, short term medical, dental, vision, life, disability and foreign travel insurance.
When is the best time to buy short term medical insurance?
Short term medical is most useful when you are between jobs, aging off a parent’s plan, outside the Affordable Care Act open-enrollment window or waiting for other coverage to begin. Apply as soon as you know you will have a gap. Policies can start as early as the next day in Texas and may run from one month to four months, depending on your needs.
Why is life insurance an essential part of personal financial planning?
Life insurance replaces lost income, pays off debts and funds future goals such as college tuition or retirement savings for loved ones. By locking in a term or universal life policy while you are healthy, you secure lower premiums and give your family financial stability should the unexpected occur.
How do I compare personal health insurance plans in Texas?
Start by listing your must-have doctors, prescriptions and expected medical needs for the coming year. WIth that information, Stockstill & Associates can review each plan’s premium, deductible, out-of-pocket maximum and network. A local independent agency such as Stockstill & Associates will assist you in avoiding the confusion of the enrollment process. We can meet in person at our Deer Park office, via Zoom, or by telephone.
Do you need group employee benefits?
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Saturday: By Appointment Only
Closed Sunday
